Your family deserves the best protection. We'll help you find it.

The Open Enrollment Period is the annual window in which you can enroll, renew, or change your health, dental, or life insurance plan for the upcoming coverage year. It typically runs from November through January. Outside of this period, changes to your policy are generally not allowed unless you qualify for a Special Enrollment Period triggered by a major life event such as marriage, the birth of a child, or loss of employer coverage.

In most cases, policy changes are only allowed during the Open Enrollment Period. However, if you experience a qualifying life event—such as getting married, having a baby, losing job-based coverage, or moving to a new state—you may be eligible for a Special Enrollment Period that lets you make changes outside of regular dates. Our advisors can help you determine whether your situation qualifies and what options are available to you.

For most insurance types, we only need basic information: a valid ID, your home address, ZIP code, and key details about the coverage you need. For health insurance, we'll also ask about your household size and estimated annual income. For auto insurance, your driver's license number and vehicle information. The initial quote requires no payment or commitment—just a short conversation with one of our advisors.

No. Advisory and initial quoting with Sure Insurance and More is completely free and without obligation. As independent agents, we are compensated by the insurance carriers when a policy is placed, which allows us to offer you professional guidance at no charge. You only pay the premium for your policy if you decide to enroll, and always at the same rate the carrier offers to everyone.

Yes. We work with families and individuals who have an ITIN (Individual Taxpayer Identification Number) or other valid forms of identification. Depending on the type of coverage you need—health, auto, life, or commercial—there are real options available for you. Reach out to us and we'll evaluate your situation with no strings attached; our bilingual team will guide you through every step of the process.

A captive agent works exclusively for one insurance company and can only offer that carrier's products, even if they're not the best fit for your situation. Sure Insurance and More is an independent agent: we work with multiple top-rated carriers, which allows us to objectively compare coverages, pricing, and benefits to find the best solution tailored to your real needs and budget—not just what one company has available.